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What does YOUR credit score say about you?

What does your credit score say about you? Everyday I am looking at credit reports, and making credit decisions. It amazes me sometimes the people who call and say they have good credit, when they...

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Does paying old collections fix my credit?

Minneapolis, MN:  Sometimes life happens.  Good people end up with bad credit. But for most, bad credit is fixable with a little time, effort, and knowledge.  Credit decisions for just about anything,...

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Minneapolis Weak and bad credit loans down since 2007

Minneapolis, MN:  Not much of a shocker here, but weak, and bad credit loans are down dramatically since the lending correction of 2007.   Part of the reason for the housing collapse was an immense...

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Stop worring about inquiries on your credit report

Inquiries on your credit report Plan on getting a home loan soon? Worried about qualifying for a mortgage? Need to get pre-approved to buy a home in Minnesota or Wisconsin? Think your credit score will...

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Why free credit report scores are not accurate

Why free credit report scores are not accurate Minneapolis, MN:  As a mortgage loan officer, every single day, someone tells me their credit score they received from Credit Karma, some “free credit...

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What is the Lender Criteria for Approving Home Mortgage Loans?

What is the Lender Criteria for Approving Home Mortgage Loans?  Buying a home is a dream for most Americans.  The process is time consuming, paperwork intensive, and can seem overwhelming to many...

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